Terms of Service

1. Terms

By accessing the website at https://wealthgrowthwisdom.com, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

2. Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on Wealth Growth Wisdom’ website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on Wealth Growth Wisdom’ website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or “mirror” the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Wealth Growth Wisdom at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

  1. The materials on Wealth Growth Wisdom’ website are provided on an ‘as is’ basis. Wealth Growth Wisdom makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
  2. Further, Wealth Growth Wisdom does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Wealth Growth Wisdom or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Wealth Growth Wisdom’ website, even if Wealth Growth Wisdom or a Wealth Growth Wisdom authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Accuracy of materials

The materials appearing on Wealth Growth Wisdom’ website could include technical, typographical, or photographic errors. Wealth Growth Wisdom does not warrant that any of the materials on its website are accurate, complete or current. Wealth Growth Wisdom may make changes to the materials contained on its website at any time without notice. However Wealth Growth Wisdom does not make any commitment to update the materials.

6. Links

Wealth Growth Wisdom has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Wealth Growth Wisdom of the site. Use of any such linked website is at the user’s own risk.

7. Mobile Messaging Terms & Conditions

Wealth Growth Wisdom (“We,” “Us,” “Our”, “WGW”) is offering a mobile messaging program (the “Program”), subject to these Mobile Messaging Terms and Conditions (the “Terms”). If you do not wish to continue participating in the program or no longer agree to these Terms, you can reply “STOP” to any mobile message from Us in order to opt out of the Program.

User Opt In: The WGW Program allows users to receive SMS/MMS mobile messages by users affirmatively opting into the Program, such as through online enrollment forms hosted on this website, you agree that these Terms apply to your participation in the WGW Program. The mobile messaging service used by Us to communicate with you requires human intervention for Our mobile messages to be initiated, and thus Our mobile messages are not sent to you by an automatic telephone dialing system (“ATDS” or “autodialer”). Nevertheless, by participating in the Program, you agree to receive autodialed marketing mobile messages and you understand that consent is not required to make any purchase from Us. Our text messaging service supports the following carriers: AT&T, Boost, MetroPCS®, Sprint, T-Mobile®, US Cellular®, Verizon Wireless, Virgin Mobile and others. T-Mobile® is not liable for delayed or undelivered messages.

Program Description: Without limiting the scope of the Program, users that opt into the Program can expect to receive messages about new blog post and articles on this site, exclusive deals or offers, sites and blog recommendations from us. Wealth Growth Wisdom will never share or sell your information to any 3rd party.

Cost and Frequency: Message and data rates may apply. The Program involves recurring mobile messages up to 9 messages per month.

Contact Information: For support text “HELP” to 24799, or to any of Our mobile messages, call 1 (800) 484-1368 or email us at support@wealthgrowthwisdom.com.

User Opt Out and Additional Commands: To opt out (discontinue participation in Program), reply “STOP” to 24799, or to any of Our mobile messages from your mobile device. This is the easiest and preferred method to opt out of the Program. You may receive an additional mobile message confirming your decision to opt out. You may also opt out by texting “QUIT”, “END”, “CANCEL”, “UNSUBSCRIBE”, or “STOP ALL” to 24799 or to any of Our mobile messages you receive, or by contacting Us via the means provided above and clearly communicating your intent to unsubscribe from the Program. For additional support, text “HELP” to 24799 to get help.

MMS Disclosure: The Program will send SMS MTs if your mobile device does not support MMS messaging.

8. Modifications

Wealth Growth Wisdom may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.

9. Arbitration Agreement

You and Wealth Growth Wisdom agree that we will resolve any disputes between us through binding and final arbitration instead of through court proceedings. All controversies, claims, counterclaims, or other disputes arising between you and Wealth Growth Wisdom relating to the Site or these Terms of Use (each a “Claim”) shall be submitted for binding arbitration in accordance with the Rules of the American Arbitration Association (“AAA Rules”). The arbitration will be heard and determined by a single arbitrator. The arbitrator’s decision in any such arbitration will be final and binding upon the parties and may be enforced in any court of competent jurisdiction. The parties agree that the arbitration will be kept confidential and that the existence of the proceeding and any element of it (including, without limitation, any pleadings, briefs, documents, or other evidence submitted or exchanged and any testimony or other oral submissions and awards) will not be disclosed beyond the arbitration proceedings, except as may lawfully be required in judicial proceedings relating to the arbitration or by applicable disclosure rules and regulations of securities regulatory authorities or other governmental agencies.

If you demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, Wealth Growth Wisdom will pay as much of the administrative costs and arbitrator’s fees required for the arbitration as the arbitrator deems necessary to prevent the cost of the arbitration from being prohibitive. In the final award, the arbitrator may apportion the costs of arbitration and the compensation of the arbitrator among the parties in such amounts as the arbitrator deems appropriate.

This arbitration agreement does not preclude you from seeking action by federal, state, or local government agencies. You and Wealth Growth Wisdom also have the right to bring qualifying claims in small claims court. In addition, you and Wealth Growth Wisdom retain the right to apply to any court of competent jurisdiction for provisional relief, including pre-arbitral attachments or preliminary injunctions, and any such request shall not be deemed incompatible with these Terms of Use, nor a waiver of the right to have disputes submitted to arbitration as provided herein.

Neither you nor Wealth Growth Wisdom may act as a class representative or private attorney general, nor participate as a member of a class of claimants, with respect to any Claim. Claims may not be arbitrated on a class or representative basis. The arbitrator can decide only your and/or Wealth Growth Wisdom’s individual Claims. The arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated. This Section 9 will survive the termination of your relationship with Wealth Growth Wisdom.

THIS SECTION LIMITS CERTAIN RIGHTS, INCLUDING THE RIGHT TO MAINTAIN A COURT ACTION, THE RIGHT TO PARTICIPATE IN ANY FORM OF CLASS OR REPRESENTATIVE CLAIM, THE RIGHT TO ENGAGE IN DISCOVERY EXCEPT AS PROVIDED IN AAA RULES, AND THE RIGHT TO CERTAIN REMEDIES AND FORMS OF RELIEF. OTHER RIGHTS THAT YOU OR WEALTH GROWTH WISDOM WOULD HAVE IN COURT ALSO MAY NOT BE AVAILABLE IN ARBITRATION.

8. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of the state of Tennessee, U.S.A. and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.